HOW WE ARE DIFFERENT THAN OTHER  WEBSITES


We are a shopping service for life insurance buyers. We have the lowest rates from top rated companies for healthy buyers, but since only about 20% qualify for the lowest rates, we also specialize in shopping for the other 80%. Each company has slightly different requirements and this is difficult to shop. Using our many years of experience and relationships with many companies, we find the lowest rate for you.

Companies focus on your risk for cancer, stroke and heart disease, so they look at blood pressure readings, height and weight, cholesterol, smoking and family history. If any of these are out of the general guidelines for each company, then our shopping service would benefit you. For example, a man that is 6' 2" 270 may get one rate at one company and not realize that another company would charge 40 percent less for the same risk. We know those differences! Shopping other risks also makes a huge difference. Rates for travel risk, taking certain medications, sleep apnea, and smoking type and history all vary between companies.

Call us at 1-888 825 8762 toll free if you have questions