Life Insurance

Term life insurance quotes and rates! Get an instant online quote now! Enter Information Below * required field Birthday (mm/dd/yyyy) / / Sex Male Female Health Class Click here for Health Class Definitions. - - Select a Health Class - - All Non-Tobacco Classes All Tobacco User Classes Preferred Best Non-Tobacco Preferred Non-Tobacco Standard Non-Tobacco Preferred Tobacco User Standard Tobacco User State - - Select a State - - Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming Amount of Insurance - - Select an Amount - - 25,000 50,000 75,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 1,100,000 1,200,000 1,300,000 1,400,000 1,500,000 1,600,000 1,700,000 1,800,000 1,900,000 2,000,000 3,000,000 4,000,000 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 35,000,000 40,000,000 45,000,000 50,000,000 Desired Term Length - - Select a Term - - All Terms 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years First Name Last Name Phone Number (xxx) xxx-xxxx Email Address These lowest rates and companies are frequently updated to help you shop, but if you aren't sure where you fit because of your medical history or risk profile, don't hesitate to call us at 1-888-825-8762 and let us shop for you.

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified life insurance professional.